20 Old Money Outfit Staples if Elegance Is Your Goal

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The old money style is reminiscent of an heirloom that every new generation inherits. It’s not simply about showcasing flashy logos, bright colors, and following trends.

What’s it about then? The old money style is easy to understand once you realize that luxury is achievable with a classic wardrobe and an appreciation of quality over quantity.

Thanks to TikTok trends, the old money aesthetic is back in style. Princess Diana, Jackie Kennedy, and Audrey Hepburn’s outfits are a living testimony the old money style is timeless –  just as Ralph Lauren and J Crew commercials are.

This time, the old money aesthetic comes with a twist. It’s focused on a luxury look and a neutral color palette. You can start building your old money style wardrobe with these 20 staples.

1. Classic Cardigan

Striped classic cardigan
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Starting your old money wardrobe with a classic cardigan is an excellent idea. Black and white stripes, a preppy look, an argyle print, and finally – daring gold buttons. Whatever you decide to pick, it will add a sophisticated touch to your outfits.

2. V-Neck Sweater

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Even though there is a lot of discussion about V-necks and how to wear them, it is still one of the pillars of the old money style. The V-neck sweater is a must-have in your wardrobe. Opt for a neutral shade, like beige, white, or black, so that you can combine it with multiple pieces.

3. Timeless Trench Coat

Young woman in black turtle neck and trench coat
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A classic trench coat is an absolute chic staple for your old money wardrobe. If you want to invest in one piece, ensure it is a trench coat. Most trench coats are stylish to wear with preppy outfits on rainy days.

4. Vest Knit Top

Woman in white knitted dress
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One of the hottest trends at the moment is vest knit tops. However, the knit vest is also one of the staples you can wear if you want to look “old money.” Outfits will look great with neutral knit vests in beige, black, navy, and gray, with collars and gold buttons.

5. Cable Knit Sweaters

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Whether looking for a new sophisticated piece for your wardrobe or something that looks old money style, a cable knit sweater is a suitable staple. The cable knit sweater is perfect to style with jeans, pants, and skirts.

6. Silk Blouse

Elegant woman in silk skirt
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Silk is chic and sophisticated, so it is not a surprise that it is one of the staples you will need for an old money style wardrobe. Subtle stripes and neutral shades are what you need to look for. 

7. Turtleneck

Woman wearing black turtleneck
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A turtleneck has always symbolized strength, style, and luxury. In the article “The Radical History & Psychology Of Turtlenecks,” Audrey Stanton discusses that a turtleneck sweater can be a man’s workwear and a part of a woman’s seductive style. The turtleneck looks amazing below the trench coat and matching jeans or pants. 

8. Black Loafers

Woman wearing jeans and black loafers
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Classic black loafers with gold detailing are the must-have for your old money styled outfits. Loafers are trending all the time, so there are many different styles that you can incorporate into your wardrobe and personal style. 

9. Tweed Dress or Skirt

Woman wearing tweed dress
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Tweed screams luxury and wealth. This is exactly why you will need one tweed button-down dress and a tweed skirt in your wardrobe. The tweed texture is a base of the old money style. 

10. Tortoise Frame Sunglasses

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Sunglasses not only offer health benefits by protecting your eyes from harmful UV rays but also elevate your style.

Tortoise frames and olive green glasses are perfect to complete your old money style combos. Those sunglasses are chic and timeless, ideal for wearing during all seasons. 

11. Twisted Cable Bracelet

Fashion girl in a big hat and bracelet
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The design of the twisted cable bracelet is chic and very “old money.” Gold jewelry, in general, never fails to look like old money and to add a sophisticated touch.

12. Classic Blazer

Fashionable woman wearing beret and green velour blazer
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Do you prefer double-breasted or military style? When it comes to blazers, everything counts. A classic blazer in black, beige, or navy is something you will need in your wardrobe for everyday layering over a blouse or shirt. 

13. Trousers

Beautiful woman in beige coat and black trousers
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When you pick trousers, try them on and find the best possible fit. Then, you can curate a selection and choose different ones for your old money styled outfits. Trousers with a high waist and wide or straight legs give off an element of sophistication.

14. Headbands

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Headbands are not only reserved to prevent you from ruining your makeup. They are one of Blair Waldorf’s favorite accessories from the famous Gossip Girl. The options are endless – you can pick anything from satin, plush, and plaid to beaded styles.

15. High Waisted Shorts

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If someone invites you to the boat or yacht ride, dress accordingly. High-waisted shorts and a striped cardigan are two things that will make you look very old money style.

16. Neutral Knitwear

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Long cardigans in neutral shades like beige, camel, or black must drape over the shoulders on a cold day. The basics, like long cardigans, are suitable for daily wear or when you want to look a bit extra. 

17. Nautical Dress

Woman in blue striped nautical dress
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The enduring influence of nautical style in fashion has long been celebrated in Britain and the rest of the world. It traces back to Queen Victoria, who inspired the trend. So, it is unsurprising that you will need a nautical dress to upgrade your everyday style to old money aesthetics.

18. Pearl Earrings

An elegant woman with earrings
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The combination of pearls and gold is sophisticated and very old money inspired. Whether you need a pair of earrings for everyday wear or special occasions, pearls are classic and never go out of style. 

19. Silk Scarves

Elegant woman with scarf
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Silk scarves can be used as many things – as a chic belt, bag accessory, a headband, or around your neck. Every old money style lover has a collection of silk scarves. They are utterly sophisticated and give a dose of elegance. 

20. Everyday Bag

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Finally, remember to add a mini everyday bag. Make sure to find a bag that fits essentials but is suitable for daily wear.

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